Personal property insurance

Provides protection for your home’s contents, such as furniture, appliances, and other personal belongings.

Our personal property insurance provides you with protection for your home’s contents, such as furniture, appliances, and other personal belongings. The value of the items in an average home are often underestimated, and take longer to replace than most people realize.

The personal property insurance also covers items stored outside of the home, such as a storage unit.

For those who want to protect their property we recommend our Family protection with property insurance, which provides more coverage than the normal property insurance.

The insurance covers the following

Damage to property due to fire. An example might be furniture that is damage in case of a fire.
Property that is stolen following a break-in. An example might be jewlery, computers or a television is stolen.
Property, furniture for instance, that suffers water damage from a flooding pipe within the home.
Theft in the case of a locked bicycle.

The insurance does not cover

Fire damage to things that are part of the property itself; such as carpeting or hardwood flooring, fixtures or doors.
Items removed from a home that has been left unlokced and unattended.
Damage to items that are stolen from bars or nightclubs, as when a phone might be left on a table.
Items stolen from unlocked cars.
Damage to items in the case of water from outside the property, such as when water enters through a crack in the wall or along a window.

What affects the premium?

The premium of the personal property insurance depends on the coverage amount you choose. It is important to correctly estimate the value of the items in your home so they can be replaced in case of damage.

Insurance Policy Terms

Aðrar tryggingar

Fjölskylduvernd 2

Fjölskylduvernd 2 er okkar vinsælasta heimilistrygging. Í henni er innifalin slysatrygging í frítíma og tryggingar sem taka á algengustu tjónum sem verða á innbúi auk fleiri trygginga.

Sjá nánar

Fasteignatrygging

Með fasteignatryggingu höfum við sett saman nokkrar tryggingar fyrir húsaeigendur sem verndar þá fyrir öllum algengustu tjónum sem verða á íbúðarhúsnæði.

Sjá nánar

Brunatrygging

Brunatrygging er skyldutrygging sem bætir tjón á húseign vegna eldsvoða, eldingar, sprengingar, sótfalls úr kynditækjum eða eldstæðum, af völdum loftfars og tjón vegna slökkvi- og björgunarðgerða.