The insurance does not cover the cost of:
- Illness or accident for which the insured has received medical treatment before the insurance took effect.
- An accident that occurs during a competition or training before a competition in any kind of sport.
- An accident that occurs in mountain climbing, frog diving, or skydiving.
Some of what is excluded here can, however, be included in the insurance for a special additional fee.
The list is not exhaustive. Familiarize yourself with the terms of travel insurance.