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    Staff, branches & agencies Sickness Cost Insurance Good to know

Travel insurance when traveling abroad

If you want to be insured against accidents that may occur during the trip, we offer travel sickness and travel interruption insurance, travel accident insurance, and luggage insurance. You can buy these insurances individually or all together, depending on your needs at any given time.

Request a quote Submit a claim

Travel medical expenses insurance

The insurance pays medical expenses due to illness or accident, in addition to which costs are paid due to cancellations when traveling abroad. The insurance gives you access to SOS emergency services due to serious illness and accidents while traveling.

The insurance compensates:
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If the insured becomes ill or injured while traveling abroad, the insurance pays the costs of:

  • Medical care, for example for doctor's appointments
  • Hospital stays if the insured person is admitted to hospital.
  • Medicines that the insured must buy, for example due to illness.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The insurance does not compensate:
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The insurance does not cover the cost of:

  • Illness or accident for which the insured has received medical treatment before the insurance took effect.
  • An accident that occurs during a competition or training before a competition in any kind of sport.
  • An accident that occurs in mountain climbing, frog diving, or skydiving.

Some of what is excluded here can, however, be included in the insurance for a special additional fee.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What affects the premium?
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  • Travel sickness- and travel interruption premium depends on the amount insured, the length of the trip, where you are traveling and whether the insurance includes special risks, for example for sports competitions.

Travel accident insurance

Travel accident insurance pays compensation for an accident while traveling abroad. Travel accident insurance always includes disability benefits, but it is also possible to add death benefits and daily payments.

The insurance compensates:
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  • Disability benefits due to an accident while traveling.
  •  Tooth breakage due to an accident while traveling.
  • Death benefits for travel accidents if death benefits are selected.
  • Daily payments in event of a travel accident if daily payments are selected.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The insurance does not compensate:
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  • Medical expenses due to an accident that occurs during training or sports competitions
  • Medical expenses due to diseases. 
  • Medical expenses caused by mountain climbing, diving, bungee jumping or skydiving.

Some of what is excluded here can, however, be included in the insurance for a special additional fee.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What affects the premium?
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  • The travel accident insurance premium depends on the length of the trip, the amount of disability benefits, death benefits and daily payments. The premium also depends on whether the insurance includes special risks, for example, due to sports competitions.

Luggage insurance

Luggage insurance compensates for damage to the luggage of the person insured while traveling abroad.

The insurance compensates:
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Damage to luggage that can be traced to:

  • Fire, theft, vandalism, and transport accidents

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The insurance does not compensate:
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  • Money, credit cards and passports.
  • Damage to suitcases.
  • Damage due to insufficient or poor packaging.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What affects the premium? •
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  • The luggage insurance premium depends on the value of the luggage and the length of the trip.

Cancellation insurance

Cancellation insurance pays compensation if the insured does not make the planned trip. The insurance must be purchased on the same day as the trip is purchased. Furthermore, it must be at least one week to the day of departure.

The insurance compensates:
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  • Expenses due to the insured not being able to travel due to death, accident, or sudden serious illness of himself or his immediate family or relatives.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

The insurance does not compensate:
Close
  • Expenses due to an illness that the insured suffered before the insurance was purchased.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of travel insurance.

What effects the premium?
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  • The cancellation insurance premium depends on how much was paid for the trip that is insured.

Terms of agreement

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Sjóvá
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  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
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440 2000
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800 7112
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Contact information

Kringlan 5, 103 Reykjavik
Opening hours Mon - Thu 9:00 - 15:00

Customer service: 440 2000

Claims Service: 800 7112

Roadside assistance: 440 2222

E-mail: sjova@sjova.is
Fax: 440 2020

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