Medical Cost Insurance Online

It is now really easy to buy Medical Cost Insurance on our website.

More information

Are you expecting a Stofn refund?

Our customers that are claim free and members of Stofn loyalty program receive a refund on their premium once a year.

Open My Pages

Sjóvá is the top insurance company in the Icelandic Satisfaction index.

We rejoice that our customers are happier.

Request a quote

We respond quickly

Submit a claim

It's quick and easy

Are you ex­pect­ing a Stofn re­fund?

Our cus­tomers that are claim free and mem­bers of Stofn loyalty pro­gram re­ceive a re­fund on their pre­mium once a year.

Pa­per­less ser­vices eco-friendly, sim­ple and con­ve­nient

It is easy to sign up on My Pages.

Stofn loyalty program

Enjoy various benefits by being a member of our loyalty program Stofn

Special offer on car tires

To claim the offer you only need to contact any of our affiliates and provide them with your social security number (kennitala).

See a list of affiliates

Discount on child car seats

Members of Stofn receive a 20% discount on car seats for children at Ólivía og Oliver. Bílanaust a leading vendor of car parts and products offers a 20% discount on Britax child car seats.

More information

Roadside assistance

Flat tire, dead car battery or out of gas? Members of our customer loyalty program Stofn can contact Sjóvá Roadside Assistance. Call 440 2222, we are by the phone 24/7.

Where is the Roadside Assistance available?

Rebate on your premium

We feel that customers without claims should benefit from it. That is why members in Stofn without claims receive a rebate on their premium.

How do I become a member of Stofn?


News and updates from Sjóvá

See all news
We close at 14:00 on Fri­day
All our branches will close at 14:00 on Fri­day, June 22nd, be­cause of Ice­land's match against Nige­ria at the FIFA World Cup.
Opening hours during the holidays
[23rd of December - Closed] [24th of December - Closed] [25th of December - Closed] [26th of December - Closed] [27th of December 9:00 - 16:30] [28th of December 9:00 - 16:30] [29th of December 9:00 - 16:30] [30th of December - Closed] [31st of December - Closed] [1st of January - Closed] [2nd of January 9:00 - 16:00]
Medical Cost Insurance
Now it is easier to buy a Medical Cost Insurance at Sjova. It is not necessary any more to complete a questionnaire with medical information. Instead you can apply for the insurance on our website,, pay the premium and we send a confirmation to the Directorate of Immigration. In the application process you are informed about the fact that the insurance does not cover diseases diagnosed or accidents occurred before the affect date of the policy.