You can do (almost) everything related to your insurance online. Our chat is open during normal business hours, you can submit a claim, get a quote for your insurance need or talk to a service agent on the phone.
„The customer care is always nice and explain everything nicely. I've been with Sjova for a few years and it will stay like that. You are the best.”
Alexandre Efremova F Pereira
„I got absolutely terrific service, all my questions were answered and the willingness to help was fantastic.”
Bjarni Þór Pálsson
Medical cost insurance
All foreign citizens from countries outside EU or EFTA who apply for a residence permit in Iceland, are required to obtain Medical Cost Insurance. It is valid for up to six months but ends when they have earned rights to be covered by the Icelandic Social Security Scheme.