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Sjóvá - Personal and commercial insurance in Iceland

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    Staff, branches & agencies Sickness Cost Insurance Good to know

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In­sur­ance in Ice­land

It is im­por­tant to in­sure one­self against ac­ci­dents and mishaps. In Ice­land some types of in­sur­ance are manda­to­ry, like in­sur­ance for ve­hi­cles and in­sur­ance for prop­er­ties. Life and crit­i­cal ill­ness in­sur­ance is not manda­to­ry but we strong­ly rec­om­mend that new res­i­dents also buy Med­ical Cost In­sur­ance for their first six months in Ice­land.

Insurance in Iceland

Medical Cost Insurance

All for­eign cit­i­zens from coun­tries out­side EU or EFTA who ap­ply for a res­i­dence per­mit in Ice­land, are re­quired to ob­tain Med­ical Cost In­sur­ance. It is valid for up to six months but ends when they have earned rights to be cov­ered by the Ice­landic So­cial Se­cu­rity Scheme.

Buy Medical Cost Insurance

Stofn - our cus­tomer loy­alty pro­gram.

As a mem­bers of Stofn, you could re­ceive a re­pay­ment of 10% of your yearly pre­miums.

Stofn - Customer Loyalty Program

What our customers have to say

„The customer care is always nice and explain everything nicely. I've been with Sjova for a few years and it will stay like that. You are the best.”
Alexandre Efremova F Pereira
„I got absolutely terrific service, all my questions were answered and the willingness to help was fantastic.”
Bjarni Þór Pálsson

Car Insurance

Manda­tory Ve­hi­cle In­sur­ance com­pen­sates dam­age caused by your ve­hi­cle as well as ac­ci­dents and in­ju­ries to the owner and the dri­ver. All cars must have Mandatory Vehicle Insurance.

  • Manda­tory Ve­hi­cle In­sur­ance
  • Comprehensive Collision Insurance

Stofn loyalty program

Enjoy various benefits by being a member of our loyalty program Stofn

Rebate on your premium

We feel that customers without claims should benefit from it. That is why members in Stofn without claims receive a rebate on their premium.

How do I become a member of Stofn?

Special offer on car tires

To claim the offer you only need to contact any of our affiliates and provide them with your social security number (kennitala).

See a list of affiliates

Discount on child car seats

Members of Stofn receive a 20% discount on car seats for children at AB-Varahlutir, Nine Kids and Ólivía og Oliver.

More information

Roadside assistance

Flat tire, dead car battery or out of gas? Members of our customer loyalty program Stofn can contact Sjóvá Roadside Assistance. Call 440 2222, we are by the phone 24/7.

Where is the Roadside Assistance available?

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Sjóvá
  • Sjóvá-Almennar tryggingar hf. Kt. 650909-1270
  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
Hafðu samband
Þjónustusími
440 2000
Tjónavakt
800 7112
E-mail
sjova@sjova.is
Vegaaðstoð
440 2222
Legal notice
Opnunartímar
Kringlan
Mon - Thu 9:00 - 15:00
Fri 9:00 – 15:30
Útibú
Alla virka daga 11:00 - 15:00
Hafðu samband Click here
Customer service
440 2000
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Staff, branches & agencies Sickness Cost Insurance Good to know

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Contact information

Kringlan 5, 103 Reykjavik
Opening hours Mon - Thu 9:00 - 15:00

Customer service: 440 2000

Claims Service: 800 7112

Roadside assistance: 440 2222

E-mail: sjova@sjova.is
Fax: 440 2020

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