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Motor Vehicle insurance

This is a short overview of the types of motor vehicle insurance we offer. We'd be very happy to hear from you and answer any questions you might have.

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Mandatory Vehicle Insurance

All registered motor vehicles in Iceland are obliged by law to be covered by Mandatory Vehicle Insurance. It compensates damage caused by your vehicle as well as accidents and injuries to the owner and the driver sustained when driving the vehicle. If the damage totals more than 100,000 ISK, then you pay a premium surcharge of 27,000 ISK - See Insurance Terms

Windshield Insurance

This is a part of the Mandatory Vehicle Insurance, but you are not obliged to buy it. However, we strongly recommend this insurance since this is one of the most common damages to cars in Iceland. The insurance compensates damages to all car windows, including cost of installation or repair if that is possible.  If repairing the windshield is a better option, we compensate fully. Otherwise your deductible is 15% of the cost.

Comprehensive Collision Insurance

We are proud to offer the most extensive CCI in Iceland. The insurance covers damages to your vehicle for example in case of an accident, theft of the vehicle or parts of it, break-in or vandalism and damages due to fire. Insurance Terms.

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Sjóvá
  • Sjóvá-Almennar tryggingar hf. Kt. 650909-1270
  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
Hafðu samband
Þjónustusími
440 2000
Tjónavakt
800 7112
E-mail
sjova@sjova.is
Vegaaðstoð
440 2222
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Kringlan
Mon - Thu 9:00 - 15:00
Fri 9:00 – 15:30
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Alla virka daga 11:00 - 15:00
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440 2000
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Contact information

Kringlan 5, 103 Reykjavik
Opening hours Mon - Thu 9:00 - 15:00

Customer service: 440 2000

Claims Service: 800 7112

Roadside assistance: 440 2222

E-mail: sjova@sjova.is
Fax: 440 2020

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