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    Staff, branches & agencies Sickness Cost Insurance Good to know

Cat Insurance

Although cats have long been considered to have nine lives, there is every reason to insure them. And maybe that's exactly why. Cat insurance consists of life insurance and medical expenses insurance. You can also add liability insurance.

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Overview of insurance

In the cat insurance, there is a choice of life, medical expenses, and liability insurance. Life insurance is only available for cats that have a pedigree book from the Icelandic Cat breeding association or similar parties. You can buy health insurance and life insurance for cats between the ages of eight weeks and five years.

A re­quest for in­sur­ance must be ac­com­pa­nied by a vac­cine book for cat flu and influenza and a pedi­gree book if you want the cat to have life insurance. The in­sur­ance ex­pires when the cat has reached the age of 13.

Medical expense insurance compensates:
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Expenditure on veterinarians due to illness or injury that a cat suffers such as:

  • Inspections and treatment (up to a maximum according to terms).
  • Dental repairs due to injuries.
  • Medicines given to a cat by a veterinarian or veterinary hospital during an examination or treatment.
  • A cesarean section which is considered medically necessary by a veterinarian.
  • Necessary X-rays, ECGs, and tissue samples research.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of cat insurance.

Medical expense insurance does not compensate:
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  • Treatment for injuries or illnesses that occurred before the insurance took effect.
  • Diseases that occur within 30 days from the time the insurance takes effect.
  • Treatment for congenital or hereditary disorders or diseases.
  • Preventive inspections and treatments.
  • Castrations or sterilization procedures if the operation is not considered medically necessary.
  • Additional expenses for house call outside normal working hours.
  • Transportation costs associated with medical visits or admission.
  • Fodder.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of cat insurance.

Life insurance compensates:
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  • The insurance amount if a cat dies from an illness or injury or is put to sleep as a result, according to a veterinarian's ruling.

Life insurance does not compensate:
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In­sur­ance does not pay com­pen­sa­tion if a cat has to be killed due to:

  • Diseases that occurred before the insurance took effect or within 30 days of the insurance taking effect.
  • Cat flu unless the cat has been vaccinated in the last 12 months before infection.
  • Infectious peritonitis (FIP) in a cat that has been insured for less than one year.
  • If a cat has to be killed by order of the authorities.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of cat insurance.

Liability insurance compensates:
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  • Damage due to liability that falls on the cat owner according to Icelandic law.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of cat insurance.

Liability does not compensate:
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  • Damage suffered by the family of the cat's caretaker.
  • Damage that can be traced to non-compliance with animal laws and regulations.

The list is not ex­haus­tive. Fa­mil­iar­ize your­self with the terms of cat insurance.

What affects the premium?
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  • The premium is the same for all cats in the health insurance, but the life insurance premium depends on the amount the cat is insured for (based on the kitten price of the same breed). You get all the information about the premium and the amount of deductible from our consultants.
  • Customers in Stofn receive a discount on the premium. Claim-free and payment dependency customers also receive a Stofn-refund of the premium.

Skilmálar

Beiðni um kattatryggingu

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  4. Animal insurances
  5. Cat insurance
Sjóvá
  • Sjóvá-Almennar tryggingar hf. Kt. 650909-1270
  • Sjóvá-Almennar líftryggingar hf. Kt. 680568-2789
  • Kringlan 5, 103 Reykjavik,
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Þjónustusími
440 2000
Tjónavakt
800 7112
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sjova@sjova.is
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440 2222
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Contact information

Kringlan 5, 103 Reykjavik
Opening hours Mon - Thu 9:00 - 15:00

Customer service: 440 2000

Claims Service: 800 7112

Roadside assistance: 440 2222

E-mail: sjova@sjova.is
Fax: 440 2020

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