How do I join Stofn?

Don’t you want something back from your insurance company? We offer our Stofn members a 10% discount on insurance, and they also receive a refund after a claim-free year.

As a member of Stofn you also get various discounts and benefits from our partners.

What do I need to do to gain access to Stofn Loyalty Program?
Why should I join Stofn?

What do I need to do to gain access to Stofn Loyalty Program?

If you purchase Home Insurance or Smart Insurance and two other types of insurance from the list below, you will automatically become a Stofn Loyalty Member.

Mandatory Vehicle Insurance for a private car or motorcycle (if you insure two vehicles, i.e., a car or motorcycle for private use, it counts as two insurances toward Stofn)
Comprehensive Collision Insurance for a car or motorcycle
Property Insurance
Fire Insurance
Sickness and Accident Insurance
Accident Insurance
Summer House Insurance
Horse Insurance
Pet Insurance (Dog Insurance or Cat Insurance)
Life Insurance
Critical Illness Insurance
Child Insurance

For customers in Stofn, the Stofn discount/refund now applies to the following vehicles and trailers for private use:

Snowmobiles
ATVs
Vintage cars
Motorhomes
Light motorcycles / scooters
Caravans
Horse trailers

Why should I join Stofn?

Stofn refund

Those who are claim-free and are members of Stofn can receive a refund once a year.

Offers and benefits

If you are in Stofn, you get various offers and benefits from our partners, such as discounts on child car seats, home safety products, discounts on tires, and more. You also receive a 10% discount on insurance.

Roadside Assistance

If you are in Stofn, you are entitled to free roadside assistance across much of the country. Sjóvá's roadside assistance can help, for example, if you get a flat tire, the battery dies, or the car runs out of fuel.

Make a claim

If you purchase Home Insurance or Smart Insurance and two other types of insurance from the list below, you will automatically become a Stofn Loyalty Member.

Mandatory Vehicle Insurance for a private car or motorcycle (if you insure two vehicles, i.e., a car or motorcycle for private use, it counts as two insurances toward Stofn)
Comprehensive Collision Insurance for a car or motorcycle
Property Insurance
Fire Insurance
Sickness and Accident Insurance
Accident Insurance
Summer House Insurance
Horse Insurance
Pet Insurance (Dog Insurance or Cat Insurance)
Life Insurance
Critical Illness Insurance
Child Insurance

For customers in Stofn, the Stofn discount/refund now applies to the following vehicles and trailers for private use:

Snowmobiles
ATVs
Vintage cars
Motorhomes
Light motorcycles / scooters
Caravans
Horse trailers

Join Stofn

What do I need to do to gain access to Stofn Loyalty Program?

Why should I join Stofn?

Stofn refund

Offers and benefits

Roadside Assistance

Stofn refund

Offers and benefits

Roadside Assistance