Travel In­sur­ance

If you have Travel Protection included in your Family Protection policy, it covers trips abroad for up to 92 consecutive days. If you have travel insurance through your credit card, we recommend checking how long that coverage lasts before your trip. Most credit card travel insurance policies cover trips for up to 60–90 days.

• See information on Íslandsbanki’s website
• See information on Arion Bank’s website
• See information on Landsbankinn’s website

If you are planning a trip longer than your current travel insurance covers, we recommend contacting us to buy separate travel insurance for your trip.

This applies to any sport or activity that involves special risks and is excluded from Travel Protection or other travel insurance policies, such as those included with your credit card.

For example, anyone over 16 years old competing in sports abroad must purchase separate coverage. The same applies to activities such as:

• Traveling to mountains over 4,000 meters above sea level
• Mountain climbing, rock climbing, ice climbing, or rappelling
• Kayaking or rafting on fast-moving rivers
• Hot air ballooning, paragliding, bungee jumping, or skydiving
• Scuba diving with an air tank

You can check what is excluded from Travel Protection in the Family Protection terms and review your credit card travel insurance terms with your bank.

• See information on Íslandsbanki’s website
• See information on Arion Bank’s website
• See information on Landsbankinn’s website

Many people have travel insurance through their credit cards, so it’s important to check what coverage your card provides before booking a trip.

We recommend reviewing your bank’s website to understand what travel insurance is included with your credit card, as coverage may vary depending on the insurance provider.

• See information on Íslandsbanki’s website
• See information on Arion Bank’s website
• See information on Landsbankinn’s website

If you have Travel Protection, travel insurance, or travel insurance through your credit card, you have access to SOS International services.

In case of serious illness or an accident, we recommend contacting SOS International emergency services directly at +45 70 10 50 50.

• See more about Emergency Assistance Abroad

If you need to see a doctor due to minor illness or injury abroad, the easiest option is to pay for the service and keep all receipts for any medical, pharmaceutical, and hospital expenses you incur.

Please note that there is a deductible in travel medical insurance, which means that costs below a certain amount are not reimbursed. If you already have travel insurance, you can view information about the deductible and maximum compensation amounts on Mitt Sjóvá.

On the SOS International service portal, you can find information about the nearest medical facility to your location, anywhere in the world.

After your trip, report the claim here on our website by clicking on Make a claim. We will need the original receipts, certificates, reports, and travel documents (tickets/bookings) to process the case.

Minor illnesses may include conditions like a cold, fever, or stomach bugs that require medical attention. Minor injuries may involve small cuts that need stitching at a medical facility.

Emergencies are serious illnesses or injuries that require hospitalization or further examination at a medical facility. In such cases, you should contact SOS International.