It is important to have good protection during your leisure time, both for accidents and damage to equipment. Generally, you will have solid insurance coverage if you have Family Protection 2 or 3, which includes leisure-time accident insurance.
However, if you own expensive equipment or participate in sports training and competitions, you should carefully review your insurance. The same applies if you engage in higher-risk activities, such as skydiving, motorsports, or rock climbing, for example.