Various types of damage can occur to summer houses, both major and minor, affecting the property itself or its contents. That’s why having Summer House Insurance is important.

Water damage from leaking pipes, break-ins, and storm-related damage are common, especially since long periods often pass between visits to a summer house.

By purchasing summer house insurance, you also ensure that the contents inside the house are covered by fire insurance.

This is important because the mandatory fire insurance for properties only covers the building itself, not its contents.

The cost of summer house insurance depends on the value of the contents and the fire insurance valuation of the property.

The price is also affected by whether you choose a policy that requires shutting off the water supply between October 1 and April 30. The insurance is cheaper if you select coverage with this requirement.

Customers in Stofn receive a discount on premiums, and claim-free and customers are also eligible for a Stofn refund on their premium.

All summer house owners must purchase mandatory fire insurance for the property. This coverage is not included in Summer House Insurance and must be bought separately.

The same regulations apply to fire insurance for summer houses as for other properties. If a summer house is under construction, it must be insured separately, as fire insurance is legally required in such cases.